debt
Strategies for Choosing Daycare
Use the following three guidelines in conducting your search.
First, look for a home atmosphere with only one or two other children present, rather than a large group setting such as a franchised daycare center. There's just no way kids can get the individualized attention they need in the large group setting. The ideal situation might be to find someone who can come to your home and give your children the most secure environment of all.
Second, do a thorough examination of all potential caregivers. Interview them closely and ask for references. It's not a bad idea to ask local churches for recommendations, but that's not foolproof, either. Examine those people as carefully as any others. And consider only people with a proven record of positive experiences,
Finally, look for care-giving situations that will allow you to maximize your own involvement with your children. Or you can trade baby sitting with a friend. Or you might find a j job sharing g arrangement or a part time position that meets your financial needs but doesn't require you to leave your children with someone else a full eight hours a day. Also explore the possibility of a home based business if you have skills that can be used that way, such as word processing or craft making.
Mom, you have a unique place in your child's life, and you will make a unique impact — one way or the other. Make it the best that's within your power to give.
Background Information
The Road to Debt
Learn to guard against the four common causes of debt.
Save or Swim
Danger: Thin Ice. Most people wouldn't risk their physical safety. So why do we ignore the signs of a financial catastrophe?
Drowning in Debt
If you can't seem to catch your financial breath, you're not alone. Sadly, millions of Americans are credit card captives.
Questions and Answers
What is the biblical approach to possessions and money?
Answer
Review Frequently Asked Questions
Stories
Prosperity and Pain
Finding blessings in the midst of incredible financial trials.
Credit—Not So Priceless
Every month, we spent more than we made and our balances ballooned. But it didn't stop us from purchasing a new living room set. Who could resist? Little did we know: we were digging a financial grave.
Living in Secret Debt
There's a high price to pay for acquiring debt.
If you've been through a experience related to this topic, we invite you to share your story with others.Share Your Story
Other Things to Consider
Even Though We Ain't Got Money…
That phrase – live on love – kept bringing to mind a song they played on the radio when I was a kid. I scoffed at its utter lack of common sense.
Learning to Roll With Change
It's not the most fun you'll ever have, but the results are worth it.
Related Topics
Transitions: Changing Jobs, Moving
Relationships: Communication Gaps
Parenting Teens: Communication Problems
